I wonder how long I will have to wait for the financial crisis to trickle down to me. I am really sad so many people lost so much money, but the good thing about living below the radar with nothing to lose is . . . well, that you've got nothing to lose.

I could have written this article. Especially this part:

Like most people I know in their 20s and 30s, it takes a stretch of the imagination to understand that I have a stake in the national economy. In terms of day-to-day life, my only ties to large financial institutions are a Bank of America checking account, a single low-limit high-fee Visa card, and a Kilimanjaro of student debt, which I have come to accept as something I will die with, not from, like a benign but grapefruit-size tumor or peaceable parasite dwelling in my large intestine. When people use scary terms like "unchartered territory" and "total meltdown," my first thought is, "Would an economic cataclysm wipe out my student debt? If so, then let's press reset and start the whole damn thing over! Burn it clean!"

I'm sorry to admit that my first reaction was similarly selfish: "Maybe my student loan will disappear!" My second thought was just as selfish: "Why doesn't the government bail out all my loans while they are at it?" Yup, totally selfish. That is what living below the radar will do to you. But maybe I have a point — why is the housing market so much more important than the education market? There is all kinds of predatory lending going in the world of student loans, as well. Just something to think about.